Recommended plans
Ranked by the Sigma engine using coverage, claim ratio and value-for-premium.
AI Top Pick
4.7
Aurora Health
Sigma Care Elite
₹8,420/year
Cover
₹10 L
Claim ratio
98.2%
- Cashless at 7,500+ hospitals
- No room-rent cap
- Restoration benefit
Best Value
4.5
Northwind Assure
Shield Pro 360
₹7,180/year
Cover
₹7.5 L
Claim ratio
96.8%
- OPD covered
- Maternity add-on
- Wellness rewards
Best Coverage
4.6
Veritas Life
Family Shield Plus
₹9,540/year
Cover
₹15 L
Claim ratio
97.4%
- Critical illness rider
- Daycare procedures
- Lifetime renewability